PNC Workshop: How Businesses Obtain Credit

This course is designed to empower current and aspiring entrepreneurs with the knowledge and tools needed to successfully obtain and manage credit. Participants will learn how credit works, why it matters for business growth, and how lenders evaluate borrowers. The course covers key topics such as personal and business credit scores, credit reports, loan readiness, common financing options, and how to prepare strong loan applications.Through practical examples and guided activities, entrepreneurs will gain confidence in building credit, avoiding common mistakes, and communicating effectively with lenders. The course also highlights local and community-based financial resources, helping participants identify safe, affordable credit options to support sustainable business success.This program is ideal for small business owners, startups, and community members seeking to strengthen their financial foundation and improve access to capital.